Funeral Finance

Thinking about finance to help with funeral costs?
We offer a range of helpful options

We know that paying for a funeral can be a costly and unexpected expense. Finding the necessary cash at short notice can be a strain, especially when there are so many other things to think about.

That's where we come in to make your life easier. You can pay for a funeral now using our interest-free financing option - meaning you pay nothing now with the balance paid in 12 months.

Simply select the option when making an enquiry through Funeralbooker.

How to pay with finance

It's quick and easy

We will walk you through everything over the phone and documents will be sent by email. There is no lengthy approvals process or waiting for paper forms in the mail.

  1. Compare

    Use our website to easily compare funeral directors and funeral options

  2. Enquire

    Choose a funeral director and package that suits your requirements then contact us either through the website or over the phone

  3. Arrange

    We’ll speak to you and arrange the finance quickly and easily

Get Started

Compare 100s of funeral directors and contact the one that's right for you

Cremation
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Our finance options

We’ve got multiple payment options, including interest free and interest bearing, providing flexibility to suit your needs.

  • Deposit 10% - 50%

    You can pay a deposit of between 10% and 50% on any of the finance options.

  • Payments 12 - 60 months

    You can stretch payments over 12 - 60 months.

Representative terms

 0% finance over 12 months9.9% finance over 24 months14.9% finance over 60 months
Total funeral cost£3,500£3,500£3,500
10% deposit£350£350£350
Length12 months24 months60 months (also avail. from 36 months)
Representative APR0%9.9%14.9%
Interest charged£0£320.35£1,244.75
Monthly payments12 monthly payments of £262.5024 monthly payments of £144.6060 monthly payments of £73.25
Total amount payable£3,500£3,820.35£4,744.75
0% finance over 12 months
Total funeral cost
£3,500
10% deposit
£350
Length
12 months
Representative APR
0%
Interest charged
£0
Monthly payments
12 monthly payments of £262.50
Total amount payable
£3,500
9.9% finance over 24 months
Total funeral cost
£3,500
10% deposit
£350
Length
24 months
Representative APR
9.9%
Interest charged
£320.35
Monthly payments
24 monthly payments of £144.60
Total amount payable
£3,820.35
14.9% finance over 60 months
Total funeral cost
£3,500
10% deposit
£350
Length
60 months (also avail. from 36 months)
Representative APR
14.9%
Interest charged
£1,244.75
Monthly payments
60 monthly payments of £73.25
Total amount payable
£4,744.75

FAQ

All you need to know

Who is eligible?

You will only be considered for finance if you:
  • Are at least 18 years old
  • Are in regular full or part-time employment (minimum 16 hours per week or £5,000 per annum, unless you are retired and receiving a private / company pension or in receipt of disability allowance)
  • Are a permanent UK resident and have lived in the UK for at least 3 years.
  • Have a UK bank account capable of accepting Direct Debits
  • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.
  • Provide an email address so your documentation can be emailed to you.

Finance Decision

Your application will be assessed based on eligibility, credit history and affordability and Deko will let you know the outcome in just a few seconds. It’s important to know that when applying for finance a hard credit check is made which is recorded on your credit file.

Once approved, Deko will let you know who the lender is and provide with their full contact details. You then just need to digitally sign your credit agreement, pay your deposit and wait for your order to arrive.

In a few cases, your application may be referred to a lender for manual assessment and you’ll be notified by email of the credit decision within 24 hours. If you’re not approved for finance it could be for a variety of reasons and the lender will be able to give you more information.

Repaying the loan

Your first direct debit payment will be taken about a month after we’ve confirmed the funeral director is providing their services. This will show on your statement as a payment to your lender. You have the right to repay all or part of the loan early at any time.

Cancellation

There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you want to do this, you need to notify both Funeralbooker and the lender.

Withdrawing from the credit agreement does not mean you have cancelled your funeral arrangements. Please see our terms & conditions for our cancellation policy.

For any other questions contact us on 020 8629 1600.

Questions

Call Funeralbooker on 020 8629 1600 and ask about funeral finance. Phones available 9am-6pm.

Latest Testimonials

I'd spoken to a few funeral directors before using Funeralbooker and felt I was being ripped off. Funeralbooker kept me in control of everything.

Emily Katchur, Walsall

I'd been quoted a horrifying price from a large corporate funeral director. Using Funeralbooker saved us over £2,000.

Chris Harvey, Wolverhampton

Requesting a callback is a really neat idea. The funeral director called me straightaway and already knew what I was looking for.

Patricia Busto, Birkenhead

Compare 100s of funeral directors and contact the one that's right for you

Cremation
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Need help? Call us now: 020 8629 1600

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